Mobile Wallets

What are mobile wallets?

Also known as smart, digital or e-wallets, these help you declutter your bank account and also keep an easy, real-time check on your money. As with your traditional wallet, a mobile money wallet stores currency for you to make payments and purchases. The only difference between the two is the form of money.

Stay safe and secure by avoiding carrying cash – switch to a smart wallet today.

Shop and send money online for free

Get registered now online without a bank account and using any mobile network provider to benefit from our mobile wallets. You can transact and send money for free to family and friends, whatever mobile network they are using.

Smart wallet security

To combat theft, our digital wallets are based on encrypted software that works through mobile apps. Fraud detection monitoring is always in place to keep your account safe and secure.

We use a range of security features to keep your e-wallet secure, including point-to-point encryption, security tokens, biometrics, out-of-band authentication, one-time passwords (OTP) via SMS, and security questions.

Instant mobile payments by digital wallet

If you need to send money instantly, our e-wallets are the perfect solution: the transfer from your wallet to the recipient takes only a few seconds. When a payment is urgent or for an emergency, our mobile wallets provide an easy, stress-free solution 24/7.

Bank account payments by e-wallet

Our digital wallets can be used to transfer money instantly to your or any other bank account.

Paying bills by mobile wallet

With most bills – e.g. utilities, mortgages, loans, rent, tuition – payable online, our smart wallets provide a simple method to do so and keep track of our finances. Both prepaid and post-paid payments can be used.

Store card details in your smart wallet

Our smart wallets can also store your credit/debit card details, meaning all your payment details are instantly available in one place whenever you need them. As card numbers are not stored, but all data encrypted with high-quality security systems, this is also safer.

You can also carry out card operations (e.g., change pin or spending limits; applying for replacements; blocking/unblocking accounts) using our mobile wallets.

In-storepayments via e-wallet

When shopping, our mobile wallets can be used for purchasing goods via a range of contactless methods.

Mobile wallet customer rewards

We also have a range of discounts available for our customers. Register today to take advantage and save your time and money when shopping online.

Splittingbills using digital wallets

Relax at the end of a meal out with friends or family by using our e-wallets to split the bill quickly and easily. Simply use the app to select the phone numbers of those involved and send them the required payment.

Cash withdrawals via smart wallet

When you still need cash in hand, you can withdraw money from ATMs or bank branches using your digital wallet and contactless transactions, meaning you do not need to travel with your physical credit or debit card.

Apply for loans though your e-wallet

To simplify your banking further, you can request a loan and work through the process through your smart wallet. Loan origination through our smartphone app is fast, easy and automated.

Keep track of your finances

Tracking personal financial health over time is essential for every customer. We all need to stay on top of our money.

Personal finance management through easy-to-use reports, figures, and diagrams is also a key feature of our e-wallets. You will have all the information needed to make your financial decisions,based on your total income and expenditure across all your accounts.

Data backup

If there is an issue with your smart wallet data, there is need to worry – a back-up facility is automatically embedded within the app.

Mobile money remittance

Additionally, if you wish to use our smart wallet for remittance, our products can receive money from others.

How do I set up my digital wallet?

Unlike some e-wallets, you don’t need to visit a store to get registered – you can set everything up online, quickly and easily.

Simply:

Download the app and run it
Sign up by providing the required details
Confirm registration (via a one-time password)
Set up your own password and log in
Add money and start using the wallet